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Mortgage / Loan Articles

• Loan/Mortgage books [HOT]
• Applying for a mortgage loan
• A look at second mortgages
• Easy mortgages
• First-time homebuyer tips
• Hidden costs of a home
• Mortgage terms
• Mortgage to manage debt
• Perfect mortgage
• Refinancing mortgage
• Understanding your credit
• Best deal on a mortgage
• Variable rate mortgage rate

Frequently asked financial questions

Appraisals: Why is an appraisal required? Appraisal Methods How much does an appraisal cost? Reasons for an appraisal Who owns the appraisal? Can you increase the appraised value of a property? Credit Rating: Credit Reporting Agencies Credit Repair Types of credit reports Credit and Your Consumer Rights Credit and Divorce The Fair Credit Reporting Act What is a FICO score? How do I correct errors on my report? Cosigning a Loan Home Equity: Types of Home Equity loans What is a home equity line of credit? Shopping for a Home Equity line of credit Repaying your home equity line Glossary Costs to Obtain a Home Equity Line Home Equity loan Checklist Refinance: Why Refinance? Should I pay points or closing costs? What are closing costs? Cashout Refinance Switching to a 15 year Loan Zero points and Zero Fee loans Are points tax deductible? Interest Rates: What is an APR? What is a rate lock and how does it work? Why do interest rates change? Effect of economic data on rates When do you lock? Home Purchase: Making the buying decision How much money should you put down? How much home can you buy? Should you be pre-approved or pre-qualified? Start looking for a Home Understanding Market Conditions Property Comparison Make an Offer Rules to negotiate by Inspections and Disclosures Final Loan Approval Lock Your Rate Congratulations.You are a Homeowner Unpacking What is a contingency? Determine What to Offer? Loan Programs: Balloon Mortgages Bi-Weekly Payments Interest Rate Buydowns FHA Loans Fixed-Rate Mortgages Graduated Payment Mortgage (GPM) Intermediate ARMS Loan programs with less than perfect credit Loan Categories Adjustable Rate Mortgages (ARM)